Contractor Mortgages for Scotland’s Freelance Contractors
Clarity likes to assist our contractors in any way we can, which is why we would like to introduce you to Contractor Mortgages Made Easy (CMME), a mortgage brokerage that specialises in helping contractors secure competitive mortgage funding.
CMME are extremely familiar with the frustrations that contractors can experience when trying to obtain a mortgage, which is why the service was launched in 2004.
The mortgage service recommended to the freelance contractors we help is ideal, as CMME look at each freelance contactor to identify all their income – something that high street mortgage lenders often fail to do(often resulting in a reduced mortgage offer or a complete refusal).
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Contractor Mortgages Made Easy
CMME are constantly driven to educate lenders on the way contractors are paid, and strive to ensure that they are treated fairly. Due to CMME’s established reputation, their team of experts are able to agree a bespoke underwriting arrangement upfront with the lender, in which full gross earnings are taken in to account during the affordability assessment.
These arrangements are unique to every contractor to suit individual circumstances. With these agreements in place, we endeavour to maximise borrowing and eliminate traditional risks.
CMME now have a whole variety of high street lenders who have bespoke underwriting especially for contractors, including, Halifax and Nationwide. The experienced team at CMME offer information and guidance from the very beginning, throughout and beyond. Advice is completely impartial and sourced from the whole of the market.
The benefits CMME offer include:
- Mortgage funding based on full, gross contract earnings
- Competitive ‘High Street’ rates
- Access to the whole of the market
- Contractor mortgages for all professions
- Streamlined processes with less paperwork
Clarity for Contractors are not authorised to offer regulated mortgage advice. Clarity for Contractors are introducers to Contractor Mortgages Made Easy. Contractor Mortgages Made Easy is a trading name of Mortgages Made Easy Limited which is authorised & regulated by the Financial Conduct Authority. Registration No. 414798. Your home may be repossessed if you do not keep up repayments on your mortgage.